Terms of Service

Effective Date: December 9, 2025

Important: H-YF.com is an intelligent financial data analysis system. All outputs are for informational purposes only and do not constitute financial advice. You are solely responsible for your trading decisions.

1. Acceptance of Terms

By accessing or using H-YF.com (“the Service”), you agree to be bound by these Terms of Service.

2. Description of Service

H-YF.com is an intelligent financial data analysis system. The Service automatically aggregates, processes, and analyzes multi-dimensional public financial data — including market price action, technical indicators, fundamental corporate data, and macroeconomic datasets — through a proprietary, dynamically adaptive algorithmic framework.

The core function of H-YF.com is to transform complex, scattered public information into structured analytics and visual overviews. It serves as a professional-grade research and decision-support platform, designed to enhance the efficiency and depth of a user’s own investment analysis process. All outputs are informational derivatives of processed public data and do not constitute financial advice.

3. User Account and Membership

Access to the analysis features requires a paid subscription. You are responsible for maintaining the confidentiality of your account. Subscription fees are non-refundable except as explicitly stated in our Refund Policy.

4. No Financial Advice

H-YF.com does not provide financial advice. All market data, scans, and analyses are informational. Past performance is not indicative of future results.

5. User Responsibilities

You agree not to misuse the Service, including by attempting to reverse-engineer our algorithms, scrape data excessively, or use the Service for any illegal activity.

6. Limitation of Liability

To the fullest extent permitted by applicable law, H-YF.com shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Service or reliance on any information provided by it.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which the service provider operates, without regard to its conflict of law provisions.

8. Changes to Terms

We reserve the right to modify these terms. Continued use after changes constitutes acceptance.

Contact

For questions about these Terms: contact@h-yf.com