Refund Policy

Effective Date: December 9, 2025

This Refund Policy outlines the terms under which H-YF.com provides refunds for subscriptions to our financial data analysis services.

1. Subscription Refunds

We offer a full refund for your first subscription payment within 30 days of the initial charge if you are dissatisfied with the service. To be eligible, your request must be made within this 30-day window.

2. How to Request a Refund

To request a refund, please contact our support team at contact@h-yf.com from the email address associated with your PayPal account. Include your account details and the reason for your request.

3. Processing Refunds

Approved refunds will be processed back to your original PayPal payment method within 10 business days. The refund will be for the full amount of the first subscription period only.

4. Non-Refundable Circumstances

Refunds are not provided for:

• Subscription renewals after the first 30-day period.
• Charges where we suspect abuse of our refund policy.
• Situations where the service has been consistently accessible and functional as described.

5. Changes to This Policy

We may update this Refund Policy. The “Effective Date” at the top will indicate when changes were made.